GuardianPublicAdjusters.Claims

Claims We Handle

Lightning

A lightning strike can damage the roof, electrical systems, appliances, and other property. We help identify and document both visible damage and related impacts.

Lightning bolt striking a house roof at night causing fire and storm damage

What We Document for Lightning Claims

A direct or nearby lightning strike can cause damage that goes well beyond a single point of impact. The electrical surge can travel through wiring, phone lines, and cable connections, damaging appliances, electronics, HVAC systems, and other equipment throughout the property.

Structural damage from a direct strike — including roof damage, fire, or blown-out components — may be accompanied by less visible electrical damage that is easy to overlook. We work to identify and document the full range of damage caused by the event.

Our team inspects the structure and all affected systems, documents visible and electrical damage, and prepares a repair scope that reflects the complete loss.

What We Document

Point of strike and structural damage
Roof, chimney, and exterior damage
Electrical system and wiring damage
Damaged appliances and electronics
HVAC and mechanical system damage
Full repair and replacement scope

Coverage depends on the facts of the loss and the terms, conditions, and exclusions of the specific policy.

Have a Lightning Claim?

Contact us for a free consultation. We'll review your situation and explain how we can help.